Lava Pay: Cashless Payments without Internet

Lava Pay is a payment app launched by an old Indian Smartphone brand Lava, which provides payment services without the use of internet on the feature phones.

It has been aimed for the 500 Million Indians who don’t have access to internet services and thus are bound to use the traditional cash-based method of payment and offline banking services.

Customers will get this application preloaded in their new Lava feature phones or can get it installed in the old ones from the services centres.

The respective banks will setup the UPI ID for the consumers, using which will be used for the payment services via this app, thus P2P transaction made possible.

The rest of the process is the same as that of traditional UPI based payment services, requiring a phone number, passcode and the final confirmation message.

Image source: Lava.

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